Belt Magazine
18 September 2020
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Philadelphia, Pennsylvania, United States
Throughout the United States, people living below the federal poverty level often struggle to pay for utilities, but in Philadelphia, the Tiered Assistance Program (TAP) aims to alleviate that burden by basing water utility rates on income. In the four years since the program launched, more than 15,000 residents have participated and 96% of those participants have avoided water shutoffs.
http://www.npr.org/2013/04/04/176121367/new-mortgage-program-helps-cambodias-poor-find-better-homes
Daniel Zwerdling
NPR
4 April 2013
Radio / 5-15 Minutes
An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.
http://nationswell.com/new-orleans-ends-veteran-homelessness
Chris Peak
NationSwell
20 January 2015
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New Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.
http://opinionator.blogs.nytimes.com/2011/08/11/on-the-road-and-out-of-the-red
Lisa Margonelli
The New York Times
11 August 2011
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More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.
http://opinionator.blogs.nytimes.com/2013/06/12/out-of-indias-trash-heaps-more-than-a-shred-of-dignity
Sarika Bansal
The New York Times
12 June 2013
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Throughout India, wastepickers – people who scour landfills for garbage they can sell to recyclers – live at the bottom of society. But the city of Pune did something radical: with the help of a collective, they did away with expensive garbage trucks, and now all household garbage is collected by wastepickers with pushcarts. Pune saves millions of dollars each year and recycles more – and the wastepickers have decent wages and social standing. The concept is now spreading globally.
http://opinionator.blogs.nytimes.com/2011/06/09/out-of-prison-into-a-vicious-circle-of-debt
Tina Rosenberg
The New York Times
9 June 2011
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Many offenders get out of jail owing hundreds or thousands of dollars in court and parole fees but face barriers to financing and job acquisition, sticking them in a punitive, vicious cycle of debt and arrest. A program called the Clapham Set, perhaps paired with conditional cash transfers - may be a solution, as it erases fees for felons who complete rehab and job training upon release.
http://opinionator.blogs.nytimes.com/2011/11/08/outsourcing-is-not-always-evil
David Bornstein
The New York Times
8 December 2011
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The United States can outsource certain kinds of "microwork," such as accurately digitizing large swaths of information, to developing countries without taking jobs from Americans ― if it’s done carefully, and ethically, as some organizations are working to do. As the author Robert Wright has argued, we no longer live in a zero-sum world, where one person’s, or one country’s gain, must be another’s loss.
http://www.pri.org/stories/2015-08-26/aleppo-cell-phones-are-helping-some-desperate-syrians-find-clean-water
Joyce Hackel
Public Radio International (PRI)
26 August 2015
Radio / 5-15 Minutes
In war zones, people have a difficult time finding clean water and safe areas to inhabit. Social media, smart phones, and technology applications are aiding in people’s survival. In Aleppo, Syria, the International Committee of the Red Cross posted a map on Facebook to show alternative sources of clean drinking water that reached approximately 140,000 people.
http://opinionator.blogs.nytimes.com/2011/05/19/publishers-as-partners-in-literacy
David Bornstein
The New York Times
19 May 2011
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First Book Marketplace, which makes quality, new books affordable for children in low-income families, is providing not only improved access to engaging educational materials, but a sense of dignity and self worth that a hodgepodge of used, donated books cannot. Additionally, the books are often used by nonprofits to further create opportunities for family bonding and to stimulate children's development.
http://opinionator.blogs.nytimes.com/2011/01/07/helping-the-worlds-poorest-for-a-change
Tina Rosenberg
The New York Times
7 January 2011
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This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.
http://opinionator.blogs.nytimes.com/2013/01/30/leading-the-way-out-of-debt
Tina Rosenberg
The New York Times
30 January 2013
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Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.
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