Pitching in on rescues

A overview of 2014's Fixes columns - connecting the dots between 60 or so ways that people are trying to change the world.

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.

When adults are asked what values they think youth sports actually reinforce most, they say competitiveness and the importance of winning. The Positive Coaching Alliance provides teaching tools that help coaches redefine the idea of “winning” from something that is reflected on a scoreboard to something that is reflected in a child’s character.

Girls in India are sometimes forced into the prospects of child marriage, prostitution, or slave labor; alternatively, families often teach girls to be wives and mothers. To empower girls to make their own choices, Yuwa, an NGO based in India, introduces girls to sports for social development. Yuwa also promotes educational workshops for girls, where girls can discuss women’s rights and their thoughts about their own bodies.

With more and more Americans having to pay medical costs out of pocket, a small company out of Philadelphia called ELAP is on the front lines of the war against escalating charges. By helping overwhelmed patients to de-mystify and negotiate medical bills, they are ensuring patients get the best value and avoid egregious financial distress.

In war zones, people have a difficult time finding clean water and safe areas to inhabit. Social media, smart phones, and technology applications are aiding in people’s survival. In Aleppo, Syria, the International Committee of the Red Cross posted a map on Facebook to show alternative sources of clean drinking water that reached approximately 140,000 people.

The Homeless World Cup is the premier soccer tournament for homeless players. Programs around the world use soccer as a means of building a sense of community, sublimating negative energies, and encouraging personal growth.

In the wake of Hurricane Sandy, necessity has bred an interesting kind of financial invention for the New York MTA: the world’s first “catastrophe” bond - a reinsurance for the insurer - designed to protect public transportation infrastructure, specifically against storm surge. These bonds privatize risk for public gain, creating a kind of tool that may protect economic development against all kinds of natural and man-made disasters around the world.

A group called Positive Coaching Alliance is training thousands of coaches and parents to change to culture of youth sports for the better, using a "relentlessly positive" approach, and trading out the win-at-all-costs ethos of professional sports for evidence-based, age-appropriate guidance to players.