Nonprofit Fund Raises Private Dollars To Buy Affordable Housing – Before Private Equity Does

By partnering with cities across America, the 100,000 Homes campaign is going directly to the streets to end homelessness - and it’s working. With roughly 700,000 people in the United States experiencing homelessness, this organization seeks to address that using a tiered system that considers individual health needs as well.

In an effort to break the cycle of poverty in Memphis, a government organization is using conditional cash transfers, paying students if they earn good grades and adults if they maintain a full-time job.

At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

Female veterans are more likely to have a history of trauma, be unemployed, and be homeless. To address this disparity, the VA has started awarding grants to organizations that help female vets.

In India, many farmers, especially women farmers, have transitioned to organic farming. While it requires a serious set of skills and knowledge, organic farming increases yields and decreases costs by eliminating the need to buy pesticides. The move is both ecological and economical, and the Indian government is trying to spread the solution.

By the 1980s, Roxbury and north Dorchester had been devastated by the disinvestment and white flight of the 1960s and 1970s. Racist banking and housing policies (“redlining”) had segregated people of color from opportunity, barring them from getting home loans except in certain neighborhoods. So the Dudley Street Neighborhood Initiative (DSNI) brought together residents to develop their own comprehensive plan to revitalize their community, building a community food system along the way.

For millions of students who could succeed in college, the limiting factor is money. Is it possible to finance higher education the way we finance start-up companies? A company called Lumni uses “human capital contracts” to offer loans for students contingent upon 14 percent of the student's salary for 118 months after graduation. There are risks to this approach and not a lot of years or data available to be sure of its efficacy, but results are promising already—with a default rate under 3 percent.

At a time when university students lack opportunities and financial help to test their innovative business ideas, the Resolution Project supports higher education students who have ideas for socially responsible businesses and charities. Resolution offers small awards to start businesses as well as mentor opportunities that enable networking and business collaboration with experts.

Civic leaders in the U.S. struggle to effectively help their distressed neighborhoods. East Lake, Atlanta, created a replicable model that mixes residents of differing socio-economic status, and focuses on education and health in the area.