Basic income could work—if you do it Canada-style

Low-income students are always looking for ways to finance their education. A new system using “human capital contracts” to pay for higher education isn’t as scary as it sounds.

Overall, Cambodia is a relatively poor country whose residents don't own much. Norwegian hotel owners in the city of Krong Siem Reap urge their Cambodian staff to be more in charge of making their own decisions by making them co-owners of the hotel, an act that forced them to have more confidence and critical thinking skills.

54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.

For young people, learning the social norms of the office is crucial for survival in the new economy. Year Up is an organization that is unusually successful at preparing young adults from disadvantaged backgrounds for jobs in big companies.

The highest hospital costs come from preventable emergency room visits. A doctor in Camden developed a home visit program which gives better and cheaper care.

Government benefits to aid the poor are frequently left unclaimed, leaving children hungry, young people unable to finish school, and opportunities for stable housing and preventative health care unused. New York City-based program Single Stop connects people to benefits for which they may be eligible. Importantly, Single Stop has served community colleges where disadvantaged students can use the assistance to help get through school.

American humanitarian aid and programs by the United Nations have proved beneficial to equip Middle Eastern refugees with resources for self-settlement outside of camps. The self-settlement model has empowered refugees to become more productive members of society when they return home.

Refugee camps typically look like a prison with squalid conditions and barbed wire tops. By contrast, the Kilis refugee camp in Turkey is orderly, secure, and clean; has schools for children; has grocery stores, and is powered with electricity. The camp is not run by the United Nations, but rather it is Turkey’s Disaster and Emergency Management Presidency that oversees every detail and pours billions of dollars into maintaining it every year.

Two columns on microconsignment, a new variation on microcredit that helps poor people living in developing countries - particularly women in rural villages - start small social businesses without taking on debt or requiring previous business skills. The organization, Soluciones Comunitarias, partners with a non-profit and a university student program to manage the supply chain and other components of the business necessary to support the social entrepreneurs in successful micro-ventures.

This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.