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  • How to Trick People Into Saving Money

    A large number of Americans are "unbanked or underbanked"—meaning they are not tied to traditional financial institutions to manage their money—which makes saving difficult. Walmart has managed to serve this population with a debit card program called MoneyCard that provides financial incentives to users to regularly put aside money into a "vault." This approach effectively takes into account behavioral economics in terms of how humans approach short- versus long-term rewards. Launching in August 2016, the program's membership had grown more than 130% and savings increased by 38% by December 2016.

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  • Leveling the playing field in rent court

    This is an opinion piece by the paper's staff based on a large series of investigative stories about evictions and substandard housing in Baltimore. It critiques a system that was designed to protect tenants, where they can get a judge to set up an escrow account to collect rent while landlords make repairs, because it usually favors landlords over tenants. The column outlines specific fixes that would address this imbalance, including more code inspections, a more transparent process and laws that hold landlords accountable for substandard properties.

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  • Battling Meth: A Rural Montana County is on the Frontline of National Foster Care Surge

    The drug crisis has reached new extremes in many parts of the country, as meth and opioids continue to tear families apart and funnel even more children into an already-strapped foster care system. In rural Montana, law enforcement and communities are trying a new approach to battling drug addiction, focusing on supportive family counseling and "drug courts" to help treat - rather than imprison - those struggling with addiction. In Lake County, Family Drug Treatment Courts are working to divert addicts from the vicious cycle and keep more families together.

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  • How high-tech replicas can help save our cultural heritage

    Factum Arte creates replicas of art and artifacts through cutting edge technology and careful detail. These replicas are used to create access, preserve fragile originals, and replace objects that have been destroyed.

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  • The Republicans who care about climate change: 'They are done with the denial'

    The Climate Solutions Caucus is made up of half Democrats and half Republicans, by design. Drawing strength from a growing wave of Republican support for climate action, the bipartisan congressional group is an attempt to depoliticize environmental policymaking in the United States.

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  • In Cleveland, co-op model finds hope in employers rooted in the city

    To combat the rapid decline in Cleveland's economy after the manufacturing collapse co-ops have stepped in. Co-ops help residents of poor neighborhoods find jobs, build stability and buy houses. They benefit other organizations by helping them to invest in the community.

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  • In Twin Cities, Habitat's regional effort packs a powerful punch

    Habitat for Humanity is a well-known "sweat equity" program, where low-income renters can help to build the homes they will eventually own. Usually, they are tightly focused on one area, building houses in the neighborhoods where people already live as they do in Milwaukee. The Minneapolis and St. Paul branches are trying something new: a regional approach that allows participants to choose where they want to live so they can also benefit from safer neighborhoods and better schools.

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  • How do you solve half a century of bloodshed in Colombia?

    Local civil society groups are at the forefront of rebuilding Colombia. With decades of armed conflict officially ended, efforts to support a lasting peace focus on inequality and land issues and work to advance sustainable rural development.

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  • The Unsung Government Program That Gives Federal Property to the Homeless

    Thirty years ago, the U.S. Congress created a process called Title V that requires excess federal land be offered to state and city governments and nonprofits for homeless services. Hampered by challenging obstacles throughout the process, only about 900 acres across the country have been converted to shelters and other facilities. Now streamlined and improved, Title V is poised to make a much greater impact.

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  • Is This Tiny European Nation a Preview of Our Tech Future?

    Since the collapse of the Soviet Union, the small outpost of Estonia has reinvented itself as the world’s digital pioneer. Everything from paying taxes to establishing companies is done online and takes minutes. Lawmakers even sign legislation using digital signatures, not fountain pens.

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