Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Microfinance helps Indian women borrow – with dignity

    Microfinance institutions in India are providing low-cost loans to women in remote areas that typically only have access to loan sharks. The women are using the money to break poverty cycles and start their own businesses.

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  • The Supermarket Lending Shoppers Money for Groceries

    In the United Kingdom, the supermarket Iceland Foods gives out interest-free microloans on pre-loaded cards during school holidays for families to spread out their grocery bills over time when finances are most stretched. The program also reduces pressure on food banks that are already struggling to meet demand.

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  • How "Adashe" is transforming lives of IDPs in FCT

    Using grant funding from the Stand With a Girl Initiative, a group of women in a camp for Nigerians who have been internally displaced created Adashe, a collective savings program that helps families in times of need. Participants contribute regular payments toward the fund, which rotates to benefit each of the participants with lump-sum payments that can be paid back without fees or interest.

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  • Through a radio program in Osun State, low-income Nigerians are learning business skills

    Listeners of the Nigerian radio program KaraKata have access to business education, financial literacy information, and empowerment — as well as crowdsourced seed funding to get their own business off the ground. Listeners call in to make a case for why they should become a beneficiary, and the program has awarded funds to 1,250 people since it began distributing seed money in 2017.

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  • A Cottage Industry Quietly Rises, Lifted by South Sudan's Often Ignored Women

    A network of Sudanese women is pooling resources to create a successful market. The Women's Empowerment Initiative has provided funds, training, and the connections to create economic opportunities for the entrepreneurs.

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  • How cash transfer beneficiaries build wealth in Kwara

    A guaranteed income program in Nigerian is helping recipients build businesses, expand existing ones, and build equity.

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  • Chain reaction: How an intervention led to women helping women in Wassa IDP Camp

    Grants for women living in refugee camps have helped recipients start businesses and learn new skills, allowing them to improve their quality of life. Additionally, the women created an informal cooperative and take turns investing a percentage of proceeds from each successful business into another member’s business.

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  • Restoring hope to adolescent mothers through savings schemes

    A group of young, single mothers is supporting each other through a savings group that provides loans to its members. Participants can take out loans to buy livestock, invest in business ventures, or learn new skills. The informal loan network is a form of mutual aid and is a means of improving their financial situation.

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  • Turkey Bets on Green Card

    A program in Turkey allows residents to recycle its waste, and in return, receive points that can be used to pay for goods or be withdrawn as cash from an ATM. When the Green Neighbor Card program launched in 2016, the first month saw residents turning in over 8,700 kilograms of waste. By 2020, it has grown to 200,000 kilograms a month. Some say the program has some flaws, but residents have earned 5.3 million liras since the program began.

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  • Training Mothers On Nutrition Is Saving Lives Of Children

    To address community malnutrition, 22 mothers began a savings and credit cooperative, which has since grown to 59 members. An elected committee looks for the most nutritionally vulnerable members, who are eligible for a small interest-free loan to improve the nutrition of their families. The women pay a membership fee and when loans are repaid, the cooperative gets a small percentage of the profits, which can be paid in installments until the whole amount is repaid. The group’s savings has also helped them buy animals that provide nutritious food products and organic fertilizers for their crops.

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