In combatting poverty, a giant informal economic system has quietly emerged in Africa. Women participate in micro-finance organizations that loan money in order to allow them to create businesses and become self-managing.
Read MoreMany subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.
Read MoreA overview of 2014's Fixes columns - connecting the dots between 60 or so ways that people are trying to change the world.
Read MorePoor people are less likely to make smart financial decisions; however, new research in the U.S. says this is not about intelligence but rather about a brain being overwhelmed with issues related to poverty. To combat that barrier of stress, organizations around the world are making financial decisions easier for people experiencing poverty by making borrowing easier and automating future financial planning, like 401(k) contributions.
Read MoreThe non-profit Root Capital created a lending initiative in Mexico which helps mid-size rural farmers gain access to capital, skills, and consumer markets from which they would otherwise be excluded.
Read MoreAmerican humanitarian aid and programs by the United Nations have proved beneficial to equip Middle Eastern refugees with resources for self-settlement outside of camps. The self-settlement model has empowered refugees to become more productive members of society when they return home.
Read MoreRefugee camps typically look like a prison with squalid conditions and barbed wire tops. By contrast, the Kilis refugee camp in Turkey is orderly, secure, and clean; has schools for children; has grocery stores, and is powered with electricity. The camp is not run by the United Nations, but rather it is Turkey’s Disaster and Emergency Management Presidency that oversees every detail and pours billions of dollars into maintaining it every year.
Read MoreTwo columns on microconsignment, a new variation on microcredit that helps poor people living in developing countries - particularly women in rural villages - start small social businesses without taking on debt or requiring previous business skills. The organization, Soluciones Comunitarias, partners with a non-profit and a university student program to manage the supply chain and other components of the business necessary to support the social entrepreneurs in successful micro-ventures.
Read MoreThis is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.
Read More54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.
Read MoreCollections are versatile, powerful and simple to create. From a customized course reader to an action-guide for an upcoming service-learning trip, collections illuminate themes, guide inquiry, and provide context for how people around the worls are responding to social challenges.
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