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  • 'This is not charity': A congregation attempts reparations

    A San Francisco Bay Area loan program called the Black Wealth Builders Fund provides low-to-moderate-income homebuyers in black neighborhoods zero-interest loans to cover the down payment on their first home.

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  • Los propietarios de viviendas de West Dallas no podían acceder a los fondos municipales para repararlas, así que el Ayuntamiento eliminó la barrera

    Cuando el Ayuntamiento de West Dallas renunció a un requisito problematico para solicitar al Programa de Rehabilitación Específicamente de West Dallas (una iniciativa de revitalización de los barrios de la ciudad destinada a proporcionar ayuda financiera para la reparación de viviendas), muchos de los propietarios originalmente rechazados regresaron a solicitar fondos y finalmente pudieron acceder ayuda para reparar sus casas.

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  • How Cleveland's Circular Economy Programs Help Reduce Waste And Build Jobs

    Circular Cleveland is a project run by the city and a nonprofit to help Cleveland develop a circular economy. Through community ambassadors, grants, and consultants the program is helping innovators and companies make circular switches.

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  • Entrepreneurship Fund Boosting Livelihoods of Rwandan Youths

    The Toolkit program run by the Business Development Fund in Rwanda is helping young entrepreneurs fund their startups. Once a candidate applies for and receives funding by pitching their business idea, they receive a grant for half the cost and a loan for the other half. Loan repayment begins with no interest after a three-month grace period.

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  • Europe's Green-Building Retrofit Leader Is One of Its Smallest Countries

    In Lithuania, building owners looking to retrofit to improve energy use, reduce heating costs, and lower carbon emissions, can make use of a lending approach that pairs grants and loans. The grants are intended to offset the expense of the loan and can act as a first-loss guarantee for investors.

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  • How "Kitovu Technology" Improves Small-scale Farming, Food Security In Nigeria

    Kitovu Technology is a social enterprise that aims to use data and technology to help farmers in Nigeria increase their crop yields and access new markets. Since 2017, the company has trained over 300 agents to work with about 12,000 farmers on using the mobile app to track their progress. The company also partnered with the government on a pilot program to introduce an electronic warehouse system to allow farmers to store their grains.

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  • Community-owned mobile parks keep eviction at bay. Can they work in North Carolina?

    Some states and cities protect residents of mobile-home communities from eviction with opportunity-to-purchase laws, which require the corporations that rent the land beneath a mobile home to give residents a chance to buy a community when it's for sale. But most places in the U.S. lack such laws, and often zoning rules favor corporate owners. So organizations like ROC USA provide the financial leverage to help residents band together to own their communities, which are also called manufactured housing. ROC has helped 280 communities in 18 states make such purchases.

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  • Is the Future of Big Dairy Regenerative?

    Several big food corporations like Danone and General Mills are working with local dairy producers to launch soil health programs that would help reduce their carbon footprint. For example, Danone is supporting 34 dairy farms to transition their operations to more regenerative practices. While it remains unclear if their efforts will reduce carbon emissions from dairy farms, early results show they are reducing soil erosion, improving water retention, and using less synthetic fertilizers.

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  • Could casitas help prevent displacement in the West's cities?

    Casitas, also known as accessory dwelling units (ADUs), are being legalized and promoted by several western states. Arizona is the latest to legalize ADUs in a bid to ease the shortage of affordable housing. An ADU pilot in Denver is helping moderate-income homeowners build units in rapidly gentrifying areas. They are incentivized to rent these ADUs at affordable rates, providing a benefit to homeowners as well as future renters.

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  • Co-Op Owned by Formerly Incarcerated Women Embarks on Next Step, Thanks to Surprising Money Source

    A worker-owned cooperative in Chicago got the financial boost it needed to secure a commercial space for expansion through a city fund. The Chicago Community Trust allowed ChiFresh Kitchen to make their business plan a reality while simultaneously reducing the blight caused by vacant, dilapidated commercial buildings.

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