Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • On the Road, and Out of the Red

    Lisa Margonelli

    August 11, 2011 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, Keene, New Hampshire

    More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.

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  • When Lenders Won't Listen

    David Bornstein

    December 10, 2010 |

    The New York Times |

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    1500-3000 Words

    Response Location: United States, Ohio

    In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

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  • Foreclosure Is Not an Option

    David Bornstein

    December 06, 2010 |

    The New York Times |

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    1500-3000 Words

    Response Location: United States, Cleveland, Ohio

    Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

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  • The Opt-Out Solution

    Tina Rosenberg

    November 01, 2010 |

    The New York Times |

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    1500-3000 Words

    Response Location: United States, Minnesota

    Americans don’t save enough - in 2005, Americans’ personal savings rate was negative for the first time since the Great Depression ─ instead of piling up savings, we are piling up debt. Two behavioral economics columns on how switching signup for a 401K plan from opt-in (say yes to be enrolled) to opt-out (say no to be un-enrolled) dramatically raises enrollment rates.

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