Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.Read More
At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.Read More
The H.I.V. infection rate in San Francisco dropped drastically after the city increased testing and created programs like Rapid, which immediately offer public health insurance, antiretroviral drugs, and personal counselors for people with AIDS.Read More
International students and the city of Flint, Michigan, have an imperfect but beneficial relationship. The city is a cheap and accommodating place for students to get their foot in the U.S., and the students bring their business; thus, boosting the desperate economy.Read More
For decades, AIDS has taken the lives of millions of people and infected millions more worldwide. The key to reducing the effect of AIDS, and even potentially curing it, involves treating patients as early as possible after being diagnosed with HIV, before the disease damages organs. San Francisco General Hospital developed the RAPID program for this purpose, with the goal of “Getting to Zero” the number of new infections and deaths.Read More
An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.Read More
A prosthetist from Texas visiting Jaipur Limb workshops in Honduras saw problems with their low-cost prosthetics - the issue wasn't the design of the leg, but the technicians at the Honduras workshops were people completely new to prosthetics who were given just eight weeks of training. Thanks to his research, Jaipur established a research and development unit to improve the limb.Read More
Crushing poverty and extreme violence - fueled by drug trafficking and police corruption - are behind a mass migration of Central American children to the United States in recent months that has overwhelmed U.S. border resources and driven illegal immigration to the fore in U.S. congressional elections. But the United Nations has praised Nicaragua's security model, which includes social services to help youths in gangs find jobs as well as sport programs like little-league baseball teams.Read More
Native American student graduation rates are much lower than that of any other demographic. The Red Cloud school teaches students on a reservation in South Dakota about the Lakota history to empower the kids and encourage resilience.Read More
World Concern, a Seattle-based Christian humanitarian group, provides people around the world with vouchers they can use in select markets, rather than the traditional emergency food aid of rice and other grains. In Dhobley, Somalia, the solution of vouchers quickens the process of receiving the food and contributes to the local economy.Read More
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