Salem residents invest own money in new subdivision

Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

Huge numbers of students lack the chance to go to college because of financial problems. Recently, Kalamazoo schools received more funding allowing them to have the chance to help and pay for students to then go to college and receive a higher education.

York schools are considering changing public schools into charter schools, following the example of New Orleans and Michigan, in order to help their crumbling school system. The privatization of these schools can help the facilities become more financially stable, in turn preventing school closures and instability for their students.

Civic leaders in the U.S. struggle to effectively help their distressed neighborhoods. East Lake, Atlanta, created a replicable model that mixes residents of differing socio-economic status, and focuses on education and health in the area.

In Memphis, a creative blight-reduction initiative called 25 Square Blocks broke down the city into blocks. Inspectors were able to quickly identify all the violations and fix them, using the same amount of funding, but less time, as the old call-and-respond model.

At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.

Native American student graduation rates are much lower than that of any other demographic. The Red Cloud school teaches students on a reservation in South Dakota about the Lakota history to empower the kids and encourage resilience.

After incarceration, Black men and women have a difficult time re-integrating into society without financial and educational resources. A former Black Panther activist has created the non-profit Oakland &the World Enterprises to offer an urban farm as a prisoner re-entry program and community center. The Oakland project supports self-sufficiency, self-determination, and empowerment for Black people.

A Dallas urban neighborhood was dilapidated with abandoned storefronts and offered no vitality for pedestrians. A group of artists and community members created Build a Better Block, in which local artisans and small businesses took over a vacant block and transformed it for a limited time to encourage the ingredients for more permanent urban renewal.

Alleys in Seattle were once places of illicit, illegal, and unsanitary activity. The International Sustainability Institute in Seattle began organizing music and art events to bring in people, which, in turn, cleaned-up the crime and garbage. As an urban development strategy, adjacent vacant storefronts re-opened for business and beautification could be seen in new gardens.