House and home: When housing works, tribal communities win


NACDE Financial Services, a Native Community Development Financial Institution on Montana's Blackfeet Reservation, provides home financing to those who can’t access traditional bank mortgages. NACDC offers credit-building and home loans, first-time homebuyer education, and leverages relationships with the Bureau of Indian Affairs to navigate complex bureaucratic processes regarding homeownership. The nonprofit is staffed by community members who understand local tribal politics and court systems, and has closed 109 real estate loans since 2017 with a 0% default rate.

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