Getting a Senior Discount? Here's How to Give It Away

A non-traditional program called the Family Independence Initiative (F.I.I.), uses a radically different approach from the traditional American social service model to empower entire families alleviate themselves from poverty. The results in multiple states thus far have been so striking, that this model of self-sufficiency may be able to have a significant impact reducing poverty nationwide.

There is a substantial argument for increased involvement of private companies in venture philanthropy. Unlike large government bodies and NGOs, private companies are more nimble and experienced when it comes to strategies in marketing, R&D, creating pricing structures, and adapting to rapid social change. Three companies in India are seeing real results by serving India's poorest customers with a market-based approach.

Global social and economic problems are difficult to change. However, fan-activism fuels the interests of fans of popular young adult fiction. Books such as Harry Potter and the Hunger Games have inspired activist groups that raise awareness of global hunger, reading, and relief supplies to impoverished nations, among others. Being a fan has served as a bridge to become politically active and solve the world’s problems.

Ignite Business Women Investment Group and the nonprofit African Career, Education & Resources Inc. (ACER) are working together to raise funds to collectively acquire commercial real estate for members of the group and other small businesses — particularly those owned by African immigrants — in the community. Joint efforts allowed members to acquire and revitalize an old strip mall, providing retail space for local small business owners.

Historically, banks have been largely hesitant to give small loans to individuals, particularly those with little or no credit history, which includes many immigrants and minorities. But an institution called Oportun is willing to bet on the underserved while still staying profitable as a business - they provide increased access to loans by leveraging a solid screening process, online resources, and credit score support for their customers.

For the superrich and the biggest U.S. charitable foundations, donating to universities, hospitals and cultural institutions is the norm. Less common are donations targeted at "social change" such as alleviating poverty or tackling global warming - but that is beginning to change. An in-depth study from the Bridgespan Group is showing how big bets in philanthropy are paying off, as well as what factors - such as a close donor-recipient relationship - are key to success.

In South Africa, the extreme gap between rich and poor is the root cause of cyclical poverty, and those living in slums face particularly high barriers to education, healthcare, and quality of life. The Ubuntu Education Fund is using a comprehensive approach that includes sustainable investment in community leadership and infrastructure, a cradle-to-career household stability service, and a dexterous, community oriented approach to helping break the cycle of poverty.

Brown's Super Stores operates seven profitable supermarkets in traditionally food desert neighborhoods in Philadelphia. The founder says it's because they brought together a group of community leaders and asked them exactly what they were looking for in a neighborhood grocery store, and used the information to truly create a space for the broader community that often includes health care clinics, banking services, event space, and more.

Too often socially useful businesses end up failing because they get ahead of themselves and end up not being profitable. Companies now can select from an 'opportunity map' of ventures that serve the poorest individuals, and are more likely to be profitable and sustainable.

Rapid Results Initiatives are micro social change projects that a village, government office, or business will work accomplish in just 100 days. They have proven to be sustainably effective at various tasks because they create a sense of local ownership and empowerment within the community that inspires additional change and improvement.