As eviction crisis looms, this Detroit group is clamoring for tenants to organize

As a blight-reduction and urban-development effort, the city of Newark sold bare lots in a distressed area to families willing to build a house and live in it for five years.

Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

Communities United a grassroots organizations in Chicago is solving the city's housing crisis with a program called ROOTS (Renters Organizing Ourselves to Stay). The organization is bringing together financiers, development organizations and partners to make housing more affordable. ROOTS managed to significantly improve renters' rights law by making amendments to the city’s affordable housing ordinance.

"Nationwide, 90 percent of landlords have attorneys, but 90 percent of tenants do not." New York City is combating this inequality with a new law guaranteeing lawyers to defend low-income tenants in housing court. The goal: prevent unjustified evictions and keep people housed.

Resources to prevent evictions in Baltimore continue to decline, even while other cities are allotting more resources to keeping people in their homes. This article explores the many problems facing Baltimore tenants trying to avoid eviction and juxtaposes those examples with those of other cities such as New York, which is actually expanding funding for attorneys to represent tenants because avoiding evictions saves money. Many organizations in Baltimore say people often need help just once to avert a crisis, but the funds available to help continue to dwindle.

In Seattle and around the country, mobile home residents are taking ownership of their communities by buying the land their homes are on and transforming the system. Rather than pay rent on the land, which is at risk from local property developers, the residents pay monthly dues to the community-led association that now owns the land. This system empowers locals and helps them stay put in areas with rising home costs.

This is an opinion piece by the paper's staff based on a large series of investigative stories about evictions and substandard housing in Baltimore. It critiques a system that was designed to protect tenants, where they can get a judge to set up an escrow account to collect rent while landlords make repairs, because it usually favors landlords over tenants. The column outlines specific fixes that would address this imbalance, including more code inspections, a more transparent process and laws that hold landlords accountable for substandard properties.

Nashville is trying out creative ways to help residents deal with rising rent. While state policies do not always favor rent control and mixed-income housing units are still years away, several solutions are being implemented right now. Neighborhoods are creating tenant unions and community benefit agreements to ensure that tenants stay up-to-date about housing information. The mayor’s office is also providing financial support to first-time homebuyers.