Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • New data reveals which approach to helping the poor actually works

    For years, policymakers have debated different approaches to helping the poor , but new data offers resounding evidence for a strategy that works: an approach known as a “Graduation” program. This method offers participants a “productive asset” to generate income with training on how to use it, as well as the resources (such as healthcare, food, loans, and coaching) to maintain the asset while building a pathway out of poverty.

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  • Transforming banking for the poor

    Microfinance started to help reduce world poverty but, in the long run, without bank accounts it is hard for beginning entrepreneurs to really get going and to help the economy. Now that paying is possible through cellular phones, more people will have the opportunity to have a bank account and hopefully cause a decrease in poverty.

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  • Big Ideas in Social Change, 2014

    A overview of 2014's Fixes columns - connecting the dots between 60 or so ways that people are trying to change the world.

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  • An Inclusive Emerging Economy, With Africa in the Lead

    In combatting poverty, a giant informal economic system has quietly emerged in Africa. Women participate in micro-finance organizations that loan money in order to allow them to create businesses and become self-managing.

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  • ‘Invisible' Credit? (Read This Now!)

    54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.

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  • From untouchable to organic: Dalit women sow change in India

    Small-scale women farmers are working together to create a new Green Revolution in southern India, opening a set of pilot farms to empower women and sustainably farm.

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  • Did this city bring down its murder rate by paying people not to kill?

    Since Richmond, California’s Office of Neighborhood Safety began paying stipends to its “fellows” – the dozens of young men it works with at any given time who are deemed to be at high risk of gun-violence involvement – nearly all of its subjects have survived. Other evidence of its success is anecdotal or merely suggestive of an effect on the city’s violence. While the police chief warily credits it for being a positive force, others in the community are skeptical, if not outright antagonistic.

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  • Brazil's poverty solution? Give money to women

    In Brazil a conditional cash-transfer program is alleviating poverty, empowering women, and changing gender roles by giving families, especially mothers, money for sending kids to school and to regular doctor's visits.

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  • A Nonprofit Lender Revives the Hopes of Subprime Borrowers

    Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

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  • Escaping the Cycle of Scarcity

    Poor people are less likely to make smart financial decisions; however, new research in the U.S. says this is not about intelligence but rather about a brain being overwhelmed with issues related to poverty. To combat that barrier of stress, organizations around the world are making financial decisions easier for people experiencing poverty by making borrowing easier and automating future financial planning, like 401(k) contributions.

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