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What Kenya can teach its neighbors — and the US — about improving the lives of the "unbanked"

Kelsey Piper

September 11, 2020 |

Vox |

Text |

Over 3000 Words

Response Location: Kenya

Mobile banking in Kenya has increased economic mobility for families living in poverty. The mobile money system is not connected to bank accounts, making it accessible to the overwhelming majority of Kenyans who don't have bank accounts but do have cell phones. Mobile banking allows deposits and withdrawals as well as transfers, and has allowed families to save money to use when their income, often from farming, takes a hit thus creating a security net for themselves and allowing them to receive funds from friends and family. Savings allow families to meet basic needs and access medical care if necessary.

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City grant programs help Mission businesses hold on

Annika Hom

August 12, 2020 |

Mission Local |

Text |

800-1500 Words

Response Location: United States, San Francisco, California

San Francisco entrepreneurs are benefiting from several emergency city relief programs which have proven vital to small businesses. The city is funding both The Resiliency Fund and Neighborhood Mini Grants. The former is for businesses across the city with 5 or fewer employees, while the latter is specifically for businesses within seven underserved neighborhoods in the Mission District. To date, both funds have provided over $3 million for store owners who are struggling to pay rent while dealing with plummeting revenues.

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U.S. town creates local currency to boost coronavirus relief

Gregory Scruggs

July 09, 2020 |

Thomson Reuters Foundation |

Text |

800-1500 Words

Response Location: United States, Tenino, Washington

Facing the economic strain from the financial fallout caused by the coronavirus crisis, Tenino is printing its own money like it once did in the wake of the Great Depression. The small town in Washington has issued at least $2,500 worth of wooden bills to exclusively be used for small businesses on Main Street. Thirteen residents have applied for the funds and $150 have been spent by residents on necessities as of June. Other small towns across the country have already sent inquiries to the mayor of Tenino, seeking to imitate Tenino's effort.

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Breaking down the disability stigma, one creation at a time

Cass Hebron, Astari Sarosa

July 03, 2020 |

Pioneers Post |

Text |

1500-3000 Words

Response Location: Indonesia, Bali

A collaborative movement in Indonesia is creating job opportunities within the creative sector for those living with disabilities. Gerakan Kreabilitas holds workshops and events to provide business training through mentors who provide their expertise and business connections in supporting the micro-enterprises. The program also does outreach to local businesses and government officials to reduce barriers and stigmas faced by disabled Indonesians seeking work.

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Mississippi: Local Groups offer financial aid to black businesses shunned by federal stimulus

Aallyah Wright

June 24, 2020 |

Black Star News |

Text |

Under 800 Words

Response Location: United States, Mississippi

Black businesses in Mississippi are receiving a financial boost from a nonprofit that seeks to level the playing field for rural African-Americans in the state who have historically been overlooked when it comes to federal aid. Higher Purpose Co is a black-led economic justice nonprofit that has raised $400,000 for entrepreneurs and has received over 2,500 applicants. The nonprofit has given up to $5,000 to small businesses with 20 or fewer employees.

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A Portland foundation's infusion of talent and money helps set small Maine town back on its feet

Ernie Clark

June 21, 2020 |

Bangor Daily News |

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1500-3000 Words

Response Location: United States, Monson, Maine

A Portland-based foundation has revitalized a small town in Maine with the establishment of an arts colony, reconstruction of old buildings in downtown, and a full health center - a rarity for small towns. A declining population and the shuttering of major businesses contributed to the decline of Monson. The Libra Foundation's philanthropic efforts have spurred enthusiasm within the town well known for being the last stop along the Appalachian Trail.

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Sewing circle: How Women of the Global South helps refugees stitch together new lives in Brazil

Pedro Lira

June 19, 2020 |

Pioneers Post |

Text |

1500-3000 Words

Response Location: Brazil, Rio de Janeiro

Refugee women arriving in Brazil have been able to achieve financial independence through the work of an organization called Women of the Global South, an organization that provides women with the tools and skills to sell textiles. In addition to providing entrepreneurial skills, it also helps refugee women with transportation, classes, sewing machines and even provides cash for emergencies and help getting in touch with family members they have been separated from.

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How Germany Saved Its Workforce From Unemployment While Spending Less Per Person Than the U.S.

Alec MacGillis

June 03, 2020 |

ProPublica |

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1500-3000 Words

Response Location: Germany

Germany's creative workshare approach to stemming unemployment has prevented mass layoffs, unlike rising numbers in the United States. The German government provides payroll subsidies which allow an employer to keep on its staff by cutting back hours for everyone. Unemployment funds that would usually go to those who are laid off are instead directed to employers' payrolls, preventing the inconvenience and uncertainty of layoffs and allowing workers to seamlessly return to work full time when the health crisis is under control.

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Is Germany Doing Enough to Ensure Small Businesses survive the Coronavirus crisis?

Rachel Loxton

June 02, 2020 |

The Local |

Text |

1500-3000 Words

Response Location: Germany

The German government has spent billions to keep small businesses and freelancers afloat during the pandemic. Entrepreneurs who qualified were sent funds, often within 2 business days, specifically for business-operating costs such as commercial rent. Some businesses are hoping for more support in the form of rent freezes depending on how long the lockdown continues while others lost out on funding by waiting too long. The program ran out of money but the government has announced additional aid packages.

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'Stopgap' or life saver?: Italy's scheme to help the self-employed survive the coronavirus crisis

Clare Speak

May 30, 2020 |

The Local |

Text |

1500-3000 Words

Response Location: Italy

The Italian government's attempt to assuage the financial fallout of the pandemic on small businesses, freelance workers, and the self-employed did not achieve the desired results despite the enormous size of the aid package: 25 billion euros. Delays, technical glitches, and language barriers for international workers have plagued the application process from the day it was launched and over half a million applications have yet to be processed. Italians also criticized the 600-euro amount which is the average rent in the country, often higher in some areas. The government has announced additional aid.

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