Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • The Power of Coaching

    Women’s Way, a new Philadelphia-based program, aims to promote economic equality through women’s financial empowerment initiatives. Based on a successful model in Delaware, the program uses financial coaches to help participants reach personal finance goals. It is also part of a broader initiative to decrease poverty while also changing the narrative about how people talk about the issue.

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  • With Shootings on the Rise, Schools Turn to 'Active Shooter' Insurance

    With the rise in mass shootings around the United States, more municipalities and schools are buying active shooter insurance so they can handle costs that come from mass casualty incidents and not go bankrupt. Some insurance companies also offer risk assessment and their advice often contradicts some of the recent popular suggestions, such as arming teachers. Many insurers say the most effective steps are behavioral interventions with potentially violent students.

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  • An International Final Four: Which Country Handles Student Debt Best?

    In a March Madness bracket style competition between Sweden, the United States, Australia, and Britain, experts choose Australia as the country with the most effective student loan repayment system. Judges cite automatic collection of income-based payments as Australia's best feature and discuss what the U.S. can learn by "acknowledging that possible ideas for improvement don't stop at the border."

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  • The Opposite of Gentrification

    A new program in a Philadelphia neighborhood is offering opportunities for locals to curb gentrification. Gentrification occurs when outside developers come to an area and change it without leaving room for locals to remain. The nonprofit Jumpstart Germantown provides training, mentoring, and loans to community members who want to learn to develop their own neighborhoods in an inclusive and sustainable way. So far, 235 people have graduated from the program, and the model has inspired other Philadelphia neighborhoods to start similar programs.

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  • The F-Word: Financial Literacy Comes from Student Engagement

    A student-driven effort at the University of North Texas (UNT) has become a model for other colleges seeking to expose students to lessons about credit, budgeting, and other important topics. The director of UNT's Money Management Center says of the schools diverse programming, "Financial literacy means different things to different people." Now, Pepperdine University, among other schools, is rolling out its own curriculum and engagement efforts with UNT's "one size does not fit all" approach in mind.

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  • After Devastating Cyclone, Fiji Farmers Plant For A Changed Climate

    In the wake of a massive 2016 cyclone, Fijian farmers are rethinking how to become more resilient to climate disasters. Through diversifying crops, seed saving, and community banking, several organizations are helping farmers make that shift.

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  • Build, flood, rebuild: flood insurance's expensive cycle

    What was originally conceived of to help protect homes from flooding has instead trapped homeowners in an endless cycle of filing claims and rebuilding their homes. The National Flood Insurance Program was supposed to discourage development in flooding zones and ease the costs after disasters. With lobbying money and power from developers, realtors associations, and others with vested interests, any opportunity to redesign the system through Congress have haven’t gone far.

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  • Innovative but dull: disaster insurance is starting to pay off

    When disasters, such as hurricanes and earthquakes, strike the recovery can be very expensive. Insurance has been found to be key in order to quickly get funds to help relief efforts.

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  • How good government can limit hurricane damage

    A look at how improved policies and procedures can help prevent the catastrophic amounts of property damage caused by the increasingly frequent "super storms" like hurricanes Harvey and Irma. Cities like New York and Philadelphia may offer creative development models that coastal cities in the path of future storms can emulate.

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  • D.C. offers amnesty to parents who are behind in child support

    Billions of dollars in child support goes unpaid every year in the United States, but not all of those parents missing payments are negligent deadbeats - many are unemployed, incarcerated, or have disabilities that are prohibitive to earning enough money. A new amnesty program in Washington D.C. is taking a closer look at individual cases to determine which parents may just need an extra boost to help find a job or otherwise make their payments, and is forgiving debt while providing grants and other resources to help them support their children.

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