Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • ‘Bicycles kind of saved my life.' Najari Smith spins a community forward.

    A bicycle shop owned cooperatively by its worker-owners is also a nonprofit that serves its community in a number of ways. Rich City Rides plans wellness events and programs in California in addition to social bike rides and food distribution.

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  • Amid pandemic, uninsured patients benefiting from emergence of telemedicine

    As COVID-19 forced some low cost and free clinics to use telemedicine to treat patients it became clear that it was an efficient and convenient way to reduce unnecessary trips to the emergency room and meet the immediate health needs of people with chronic health problems. The clinics can treat more patients and no-show rates decline substantially. While internet and smartphone access are long-term barriers that need to be overcome, 46 charitable clinics across the state are using telemedicine platforms to deliver care to uninsured patients.

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  • Beautiful on its own: Boulder County housing authorities employ human-focused design to improve outcomes for affordable housing residents

    In land-scarce Boulder, where high demand has priced many people out of the housing market, government-funded affordable housing has used human-focused design to look every bit as attractive as more expensive housing. Mixed-income developments like 30Pearl, accommodating formerly unhoused and developmentally disabled people, among others, combine quality construction and spacious design with a variety of programs like day care and job training, to improve residents' living conditions.

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  • The Atlanta BeltLine Wants to Prevent Displacement of Longtime Residents. Is it Too Late?

    The Legacy Resident Retention program is helping longtime homeowners remain in their homes despite rising taxes and property values in Atlanta, Georgia. The program aims to mitigate gentrification and displacement as a result of the Atlanta Beltline development and has helped 21 families by covering the cost of increased property taxes.

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  • New study identifies need for more attorneys to represent people facing housing legal woes

    The Charlotte Center for Legal Advocacy uses limited funding to provide lawyers to renters facing eviction. Preventing homelessness is more cost effective than providing services for people experiencing homelessness, and avoiding eviction prevents long-term credit problems. The attorneys provide a level of security to renters by helping them navigate the complex legal system and connecting them to other public services. Some are advocating for a "right to counsel" law, like one recently adopted in Louisville and paid for with federal pandemic funds, which guarantees free lawyers to people facing eviction.

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  • College Accounts at Birth: State Efforts Raise New Hopes

    SEED for Oklahoma Kids is a statewide effort to help newer generations climb the educational ladder and build assets. Parents are offered $1,000 in their newborn's name and set aside in a college savings account, destined to be used for pursuing college or trade school education. The concept of the program is not unique to Oklahoma. Other states like Nebraska, Illinois, Maine, Pennsylvania, and more have implemented similar programs. "Automatic enrollment in a saving program, with the ability to opt out, turns out to have a much higher participation rate than relying on individuals to take the initiative."

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  • A lot of moving parts: A rundown on affordable housing in Boulder County

    Almost since housing costs shot up in Boulder County in recent decades, the city of Boulder and surrounding communities have used a variety of methods to protect working-class residents from being priced out of a luxury-dominated market. Some of the measures have bumped affordable-housing inventory up a few percentage points. But the numerous special taxes and incentives, plus coordination by a regional housing body, still fall far short of meeting the need thanks to two main factors: lack of funding and building-density restrictions. This story opens a series on what more can be done.

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  • A collaboration of local orgs is working to boost minority-owned businesses in Kensington

    Four local organizations have teamed up to provide $15 million in loans for the Latinx community in the Kensington neighborhood of Philadelphia. The affordable loans have gone to affordable housing, small businesses, residential mortgages, and development projects.

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  • How Chinatown's Community Bank Has Survived Crisis After Crisis

    Community banking empowers marginalized communities that are not able to secure financing for homes and businesses through traditional financing. Establishing community banks allows members of these communities to bypass structural and institutional barriers in order to invest in themselves. Abacus Bank has a long history of advocating for businesses and families in Chinatown.

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  • Obawole: Neglected by banks, rescued by PoS agents

    Agency banking and point-of-sales terminals provide financial services to Obawole, a community under-served by banks despite its proximity to Nigeria's banking center. Agents are third parties representing banks. They provide services such as accepting deposits and making withdrawals, replacing often-decrepit and unreliable ATM machines. Technical failures and distrust can mar relationships with the banking public, but the services provide a needed convenience, and create jobs as well.

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