Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Cash and Tech Replace Bags of Rice in Urban Humanitarian Aid

    Refugees often find cold cash far more helpful than bags of rice or other products foundations provide. Iris scanners can make identity verification much easier for refugees to access money that is distributed to them at banks.

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  • Banking on Justice

    In the poorest region of the nation’s poorest state, a tiny government program keeps money flowing through mom-and-pop financial institutions in the Mississippi Delta.

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  • Pulling Hispanic Immigrants Out of the World of Check Cash Stores

    Although the Hispanic population accounts for about 20% of the U.S. population, many of those communities are still under- or un-banked. To overcome this issue, local credit unions are adapting the way they are reaching this population by using more word of mouth and leveraging local organizations which have gained Hispanic trust, as well as using identification information this population can provide.

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  • Can You Make Bankers Behave Better?

    What if you could figure out a way to nudge bankers into making decisions with more integrity, in order to avoid future financial woes? Can a sense of safety and ethics be forced into company culture? The Inquiry takes a look inside Goldman Sachs and meets with a regulator who is deploying psychologists in banks.

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  • New federal rules are aiming to crush payday lenders. But is it enough?

    Earlier this month, the federal Consumer Financial Protection Bureau (CFPB) proposed new rules to regulate payday lending – the business of offering high-cost short-term loans to Americans on terms that many consumer advocates consider predatory.

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  • Building Family Assets

    To improve financial literacy and knowledge around child development, Prosperity Works – a program in New Mexico – is offering classes focused on these issues to parents. This program offers the foundational education necessary to open a bank account and use Individual Development Accounts to save funds for housing or educational needs.

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  • Want To Serve The World's Poorest Citizens? Take Your Company Public In India

    There is a substantial argument for increased involvement of private companies in venture philanthropy. Unlike large government bodies and NGOs, private companies are more nimble and experienced when it comes to strategies in marketing, R&D, creating pricing structures, and adapting to rapid social change. Three companies in India are seeing real results by serving India's poorest customers with a market-based approach.

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  • Two words for Hillary if she wants to connect with the financially struggling: “Postal banking”

    Postal banking used to be the norm in the United States, just as it is throughout Europe, helping poor and immigrant families save money, transfer funds, and even get small loans. The model is ripe for a comeback. Today, check cashers and payday lenders slap big fees on services that could easily be provided - without a profit-seeking motive - through the postal system infrastructure.

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  • An Investment Strategy to Save the Planet

    In light of climate change, New York State's Common Retirement Fund, the country's third-largest pension fund, decided to invest in a way that rewards companies with low carbon footprints.

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  • This bank hired its first female employee, and now women line up to open accounts

    Across India, only 43 percent of women have bank accounts, and most women do not save money at formal financial institutions, according to a recent World Bank study. But that’s slowly starting to change as banks themselves realize what an untapped market they have around them—even sometimes hiring women.

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