Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Europe wants to erase homelessness. Housing First can be the key

    European cities like Oulu and Turin are adopting the housing-first model to reduce homelessness and extreme poverty. They focus on providing people experiencing homelessness with a permanent place to live first and then address other needs they may have.

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  • The results of the biggest study on guaranteed income programs are finally in

    One thousand people received $1,000 monthly payments with no strings attached for three years as part of a guaranteed income study led by the nonprofit lab OpenResearch. The participants were young, low-income Americans across Illinois and Texas, and the flexibility of the cash payments allowed them to spend more on their basic needs, have more time with their children, and improve their employment situations.

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  • The best plan to help refugees might also be the simplest

    The nonprofit GiveDirectly provides refugees with cash to help them sustain themselves, focusing on those living in cities, as they’re less likely to receive the same assistance as humanitarian camps do. Nearly 1,200 people were given $925 to spend however they wanted — some opening bank accounts, others starting businesses — and reported they were able to nearly double their monthly income and after six months, 88% of recipients were earning more money than ever before.

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  • An experiment doled out money to homeless people in Denver, no strings attached. Here's what happened.  

    The Denver Basic Income Project provided people experiencing homelessness with no-strings-attached monthly stipends that they could spend however they’d like. At the end of the pilot, twice as many participants were in stable housing, more of them were working full time, and the nights that participants spent in shelters decreased by half.

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  • Denver Basic Income Project shares results after one year of cash payments to homeless Denverites

    The Denver Basic Income Project has provided more than $9.4 million in no-strings-attached payments to over 800 people experiencing homelessness. The nonprofit gives participants monthly stipends that they can spend however they see fit. As a result, more participants are finding housing, building financial stability, and finding stable employment.

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  • Akamasoa: el modelo para reducir la pobreza mediante esfuerzos compartidos

    La experiencia de urbanización comunitaria y la reduccion de pobreza iniciada en Madagascar por el sacerdote Pedro Opeka hace 35 años está siendo replicada en un pueblo de la Provincia de Buenos Aires, en Argentina. Se trabaja en tres pilares: trabajo, educación y vivienda digna como solución para salir de la pobreza extrema.

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  • How a $500 monthly stipend for families impacted children's grades and parents' sense of self

    A guaranteed income program in Cambridge, Massachusetts, provided 130 single caregivers who made below 80% of the local median income with $500 cash payments, no strings attached. The 18-month program, Cambridge Recurring Income for Success, helped participants increase their savings, cover emergencies, and spend more time with their children.

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  • In Georgia, a Basic Income Program's Success With Black Women Adds to Growing National Interest

    The “In Her Hands” program from The Georgia Resilience and Opportunity (GRO) Fund provides about $850 per month for two years to 654 women living below the federal poverty line with no strings attached. Guaranteed income programs like this fight poverty and help people see benefits like having access to funds to care for themselves and their children, pursue higher education, pay off debts and catch up or get ahead on bills.

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  • Young, educated and (trying not to be) broke — how some younger borrowers see Biden's SAVE plan

    The United States’ Saving on a Valuable Education plan bases enrolled borrowers’ student loan payments on their monthly discretionary income to help lower the rate. The federal government covers any interest above the minimum monthly payments, which can be as low as $0, and some of the debt will be forgiven.

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  • Can Baby Bonds Deliver on Promise to Close Rhode Island's Wealth Gap?

    Connecticut and several other East Coast states are implementing baby bond programs to help children in low-income families generate wealth. The programs create trust funds for babies born into families on public health insurance that are managed by the state until they turn 18.

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