Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • New Mortgage Program Helps Cambodia's Poor Find Better Homes

    An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.

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  • A Dark Truck Stop. A Crowd of Sex Workers. A Government Program That Works?

    Female sex workers in the United States face greater incidents of rape, drug abuse, health risks, and suicide, contributing to a high mortality rate. Incarcerating the number of prostitutes is also costly. Dallas Police Department has initiated the PDI New Life program, which catches prostitutes and brings them to a 45-day temporary shelter to receive social services, health care, counseling, and alternative employment.

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  • A Vision of Vertical Slums in Mumbai

    For a megacity with more than 18 million people in its metro area, Mumbai, India is not a particularly vertical city. Many of its inhabitants squeeze into low-rise slums crammed into the urban space. But an ongoing slum rehabilitation program seeks to clear these corrugated metal shacks and relocate the slum-dwellers to new high rises.

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  • What the world can learn from Singapore's safe and squeaky-clean high-rise housing projects

    Unlike many other countries who have found public housing facilities to be highly prone to crime and toxic loan practices, Singapore uses a mix of resident home ownership, policing, and mixed-income developments to create thriving, clean housing options that may provide a model for other countries.

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  • For Healthy Aging, a Late Act in the Footlights

    Through the Burbank Senior Artists Colony - a community created by EngAGE - low-income seniors learn how to become artists. The recreational classes hosted by the community keep people feeling phsyically and mentally young, allowing them to focus on recreation instead of financial hardship.

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  • Beyond Refugee Camps, a Better Way

    Refugee camps save lives in emergencies – but often refugees languish there for decades. Two columns on programs that allow refugees to live normally in cities, with an ATM card taking the place of a camp.

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  • For Refugees, the Price of Dignity

    American humanitarian aid and programs by the United Nations have proved beneficial to equip Middle Eastern refugees with resources for self-settlement outside of camps. The self-settlement model has empowered refugees to become more productive members of society when they return home.

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  • The Street-Level Solution

    Many of the errors in our homelessness policies have stemmed from the conception that the homeless are a homogeneous group. It’s only in the past 15 years that organizations like Common Ground, and others, have taken a more granular, street-level view of the problem — disaggregating the “episodically homeless” from the “chronically homeless” in order to understand their needs at an individual level.

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  • When Lenders Won't Listen

    In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

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  • Foreclosure Is Not an Option

    Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

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