Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • CDFIs Can Help Native Populations Moving to Cities

    In Rapid City, South Dakota, talking about money is taboo among Native American families. To help improve their financial situations Black Hills Community Loan Fund offers financial literacy classes. The organization is in the process to be certified as a Native CDFI, a program that will help expand their impact.

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  • An African trailblazer

    Rwanda is a poor, rural country with a troubled history. Yet the country has built an effective national health system by tackling the diseases of poverty, such as diarrhea and pneumonia, with smart use of international aid and local health workers.

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  • An Innovative Casino Scheme Helps Re-Build a Troubled Industrial City

    Erie, Pennsylvania transforms standard casino revenue into community development funds to jumpstart the city's urban and economic planning. An innovative initiative sets aside a percentage of revenue for city-wide development programs including a tech-startup initiative and youth summer jobs program.

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  • Is farming a public service?

    To develop the next generation of producers, the Young Farmers Coalition non-profit is now pushing Congress and individual state legislatures to take a big step: forgiving farmers’ student loans.

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  • How to feed the masses in small-town America

    When the only local grocery store in tiny Walsh, Colorado, shut down, the 600 residents of the town chipped in to re-open the store, combining community financing with traditional business savvy to keep the community institution afloat. Walch's grocery and other rural grocery stores with similar models have overcome the struggle of competition from national dollar stores with the community investment approach, leveraging close local ties to maintain support and funding.

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  • Banking on Justice

    In the poorest region of the nation’s poorest state, a tiny government program keeps money flowing through mom-and-pop financial institutions in the Mississippi Delta.

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  • Pulling Hispanic Immigrants Out of the World of Check Cash Stores

    Although the Hispanic population accounts for about 20% of the U.S. population, many of those communities are still under- or un-banked. To overcome this issue, local credit unions are adapting the way they are reaching this population by using more word of mouth and leveraging local organizations which have gained Hispanic trust, as well as using identification information this population can provide.

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  • A Toll-free Number Helps Villagers Live With Animals

    By calling a toll-free number, villagers in India can receive help for filing claims after human-animal conflicts like an elephant stomping on their crops or a tiger killing cattle. The service, known as Wild Seve, operates in 284 villages where a field agent arrives to take photos of the damage and file documentation to the government so residents can receive compensation. Field agents have helped file claims for more than 3,000 incidents. The hope is that residents can receive compensation for their losses quickly and, hopefully, are less likely to harm the animals.

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  • What will the evidence say about a universal basic income?

    GiveDirectly is launching this basic income pilot with more than 6,000 Kenyan households for the next 10 to 15 years, building on its experience with unconditional cash transfers and randomized control trials in Kenya and Uganda.

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  • America Can Fix Its Student Loan Crisis. Just Ask Australia.

    Around the world, students borrow money to pay for college, but, in the United States, students are more likely to fall behind on loans. Australia may offer some lessons: borrowers in Australia only start paying back their loans once their earnings reach $40,000, and beyond that they pay four percent of their income until the loans are repaid. The system does not penalize borrowers when they face economic hardship.

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