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Money clubs help displaced Nigerians create their own safety nets

Zubaida Baba Ibrahim

January 23, 2024 |

The New Humanitarian (formerly IRIN) |

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1500-3000 Words

Response Location: Nigeria, Abuja

Women at displacement camps in Nigeria are using a traditional method of saving and loaning money called Adashe to provide each other with financial support. The women in the Adashe group pool their extra money into a collective fund and split it between group members on a monthly rotation.

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An overlooked climate solution unfolds in Memphis' energy challenges

Ashli Blow

January 23, 2024 |

Tennessee Lookout |

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1500-3000 Words

Response Location: United States, Memphis, Tennessee

Memphis Gas Light and Water’s weatherization program is helping city residents prepare their homes for increasingly intense storms in ways that also reduce their energy use from fossil-fuel-derived sources and their utility bills. Contractors may install a new air conditioner or repair walls, but the resident is never charged for the services because ratepayers round up their bills to cover the cost.

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Virginia districts roll on with electric school buses despite lack of state funding

Elizabeth McGowan

January 11, 2024 |

Energy News Network |

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1500-3000 Words

Response Location: United States, Virginia

Schools in Virginia are switching from diesel to electric buses to reduce their emissions and impact on local air quality. With no access to state funding, the schools are buying buses outright, renting them, and partnering with nonprofit organizations that assist them in finding funding.

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How WhatsApp provides financial lifelines to Nigerian women

Ogar Monday

January 09, 2024 |

The Christian Science Monitor |

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800-1500 Words

Response Location: Nigeria, Abuja

Groups of women in Nigeria are forming rotating savings programs on WhatsApp because formal banking is often inaccessible. Essentially operating like an informal credit union, each member of the group gives an equal amount to a chosen admin, and a payout is given to a different member every month based on need.

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Washington's cap on carbon is raising billions for climate action. Can it survive the backlash?

Kate Yoder

January 08, 2024 |

Grist |

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1500-3000 Words

Response Location: United States, Washington

Washington State’s Climate Commitment Act set a limit on greenhouse gas emissions and created an emissions market to incentivize emission reductions while generating money for climate change mitigation. Carbon emission allowances are auctioned off to businesses, and set percentages of the income are designated for projects like electrifying public transit.

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Do carbon credits really help communities that keep forests standing?

John C. Cannon

January 05, 2024 |

Mongabay |

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Over 3000 Words

Response Location: Cambodia, Sen Monorom

Despite some support for the forest conservation strategy REDD+, which uses carbon credits to incentivize reducing emissions, many Indigenous organizations and communities say the strategy and general carbon market need improvement. They say the programs don’t lead to the purported benefits and must be more inclusive of those proactively protecting forests and local communities, among other things.

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In Juneau, Alaska, a carbon offset project that's actually working

Taylor Kate Brown

January 04, 2024 |

Grist |

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1500-3000 Words

Response Location: United States, Juneau, Alaska

To mitigate the carbon dioxide emissions generated by tourism, the community in Juneau, Alaska, created the Alaska Carbon Reduction Fund as a type of carbon offset program. Tourists pay an emissions fee to the fund when doing certain excursions, and that money is used to install heat pumps for residents who earn less than 80 percent of the median income.

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What if debt was written off to protect climate and nature?

India Bourke

December 13, 2023 |

BBC |

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1500-3000 Words

Response Location: Ecuador

Severely indebted countries are using debt-for-climate swaps to shrink their debt while helping the environment. To make these swaps possible, creditors sell back their portion of the debt at a reduced rate to alleviate the risk of the country defaulting. Then, new loans are issued at a cheaper rate in exchange for the country committing to use some of the money it saves becuase of the lower rate on projects that benefit the climate.

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Inside the fight to add gender-affirming care to university health insurance plans

Phoebe Fuller

November 30, 2023 |

Xtra |

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1500-3000 Words

Response Location: Canada, British Columbia

Insurance provider GreenShield, in collaboration with university insurance broker Studentcare, provides lifetime coverage of up to $10,000 for gender-affirming care procedures not covered by provincial health insurance. This insurance benefit provides care to more than 200,000 university students across 20 participating schools in the country.

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Arizona mobile home parks are disappearing. This nonprofit wants to save them.

Juliette Rihl

November 01, 2023 |

AZ Central (The Arizona Republic) |

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800-1500 Words

Response Location: United States

In 2008, ROC USA began helping form resident-owned mobile home communities, and since then has assisted in the creation of over 300 such communities in 21 states throughout the U.S, consisting of almost 22,000 homeowners throughout the U.S. The organization works with philanthropic organizations, other nonprofits, insurers, banks and government entities to raise commitments in advance of a park’s purchase.

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