Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • A Worker Cooperative and a Community Land Trust Bought a Building Together

    Cooperative ownership provides an avenue through which local nonprofit organizations and businesses can retain ownership of real estate. In Oakland, California, the Oakland Community Land Trust uses federal grants and donations to then acquire and retain ownership of commercial and residential properties. In cases where funds offered by the Trust or from crowdfunded donations are not sufficient, as with the Hasta Nuerte worker owned co-op coffee shop, offering up equity in the venture to private investors can help raise capital.

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  • How Agile working can solve tough challenges

    To solve its country's toughest problems, the government of Chile, and its Government Lab, applies a problem-solving framework called Agile working. The methodology, which the Lab applies to 70% of its projects, involves an iterative approach to problems.

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  • The green bank for kids - set up by a child

    José Adolfo Quisocala is no ordinary 14 year old. He started a bank to teach local children to save money, and he is able to help them make money through a recycling program that rewards those who contribute paper and plastic. So far he works with 2,000 children and seven schools, with more demand on the way.

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  • How West Oakland Financed Its Own Grocery Store

    Public investment campaigns can raise capital and attract larger institutional investors. In the neighborhood of West Oakland, the Community Foods Market opened its doors by raising funds through a Direct Public Offering (DPO). In addition to using traditional grant funding and so-called “angel” investors, the Community Foods Market turned community members into investors, giving them partial ownership of their local grocery store.

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  • Santa Fe looks to expand rebates for water-saving efforts

    In Sante Fe, residents can get a rebate on their water bill for installing environmentally-friendly appliances. The program recently expanded to commercial businesses, and the city is being strategic in incentivizing hotels, restaurants, and other businesses to use the program. Water saved will help local projects such as construction of affordable housing.

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  • Can Community Investment Trusts Help Slow Down Gentrification?

    In East Portland, Oregon, a new Community Investment Trust is working to ensure that low-income residents have the opportunity to build equity by investing in their real estate. The program is limited to four zip codes with a maximum contribution of $100 to ensure that the investments stay open only to the members of the community it's intended to serve. More than 95% of investors have kept their money in the trust, but the model might be difficult to scale nationally without effective partnerships.

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  • Changes Coming To Housing Program For Former Inmates

    The state of Montana helps former prison inmates find and pay for stable housing and to improve their job-hunting skills after their release. The pilot program is praised both by former inmates, for the support they received, and landlords, who now have an incentive to rent to this population.

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  • This Bias Training Changes How Angel Investors Think

    A membership organization called Pipeline Angels helps women and nonbinary femme entrepreneurs find investors and start their own businesses. Pipeline Angels addresses the investment disparities between businesses owned by men and women.

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  • For Red Hook, Justice Center is Much More than a Court

    The Red Hook Community Justice Center is a community center that also functions as a court hearing family, housing, and criminal cases. Defendants get on-site social services, like support groups and counseling, with an approach called procedural justice: cultivating public respect for the system by giving people a voice in it and by showing respect and transparency. A 2016 survey found 80% of local residents held positive feelings about the court, which was founded in 2000. People in the neighborhood can use the center's services even if they are not in a court case.

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  • Companies helping employees tackle student loan debt

    Companies get creative to help their employees tackle student debt by offering loan assistance as well as carrying over unused paid time off into a fund to chip away at debt. In San Diego, Fidelity Investments has found higher employee retention and workplace happiness with the addition of loan assistance as a benefit for employees with student debt.

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