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0%-interest loan program puts economic power in hands of Detroit homeowners

Kate Roff

August 04, 2020 |

Model D |

Text |

800-1500 Words

Response Location: United States, Detroit, Michigan

Homeowners in Detroit can now access home improvement capital to fix up their historic homes, many of which date back to the early 1900s. The aid is in the form of a zero-interest loan which is paid back over 10 years. The program helps homeowners fix their homes, making them safer while removing blight from the community.

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It Takes a Village: How Coalition Work is Transforming Lives in Detroit - NationSwell

Sarah Morgan

August 03, 2020 |

NationSwell |

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800-1500 Words

Response Location: United States, Detroit, Michigan

A coalition of organizations in the Detroit region had “a goal of re-engaging the region’s 690,000 adults who had completed some college but hadn’t gotten a degree.” One of the programs they created was the Wayne State Warrior Way Back program, which allows students with school debt to re-enroll and “learn” off their debt at a rate of $500 for each semester completed.”

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We Know How to Fix Student Debt

David Byrne

July 31, 2020 |

Reasons to be Cheerful |

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1500-3000 Words

Response Location: United States

A study found that students without debt ended up with a higher income than students with debt, an overall benefit to the larger economy. In the U.S., "44.7 million American adults are saddled with student debt totaling $1.6 trillion.” This article explores what other countries like Germany, New Zealand, and South Korea, among others have done to lower the cost of university tuition and thus student debt.

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Could carbon-removal tech make travel more sustainable?

Sarah Reid

July 27, 2020 |

BBC |

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1500-3000 Words

Response Location: Iceland

Climeworks, a Swiss start-up, is using technology to suck carbon out of the air and turning it into stone, essentially cutting greenhouse gas emissions from the atmosphere permanently. Their plant in Iceland is able to turn 50 tonnes of carbon to stone per year. While that amount of carbon won’t solve the climate crisis, they are expanding their work to other countries and are launching a personal carbon removal subscription service as a way for the travel industry to help offset the carbon that they emit each year.

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This is what one of the world's largest experiments in basic income looks like

Márvio dos Anjos Meaghan Tobin

July 23, 2020 |

Rest of World |

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1500-3000 Words

Response Location: Brazil, Marica

Mumbuca is a digital currency used in Maricà’s basic income program. Residents, with few eligibility requirements, can qualify for a monthly stipend to purchase goods and services using a smart phone or a card. The currency runs on the digital platform E-dinheiro and can only be spent in the city limits. Individuals cannot swap Mumbucas for national currency, but businesses can after a 48-hour waiting period and a 1% fee. Local currencies, which are popular in Brazil, help residents increase personal savings and, with increased stipends during the Covid-19 pandemic, allowed informal workers to stay home.

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The hidden hand that uses money to reform troubled police departments

Kit Ramgopal Brenda Breslauer

July 19, 2020 |

NBC News |

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1500-3000 Words

Response Location: United States

Smaller cities that cannot afford costly payouts for civil settlements in police misconduct cases rely on liability insurance, which can act as a regulator when insurers demand reforms up to and including disbanding troubled departments. While police killings have decreased in large cities over the past six years, they have increased in the suburban and rural areas served by the vast majority of police departments. “Loss prevention” measures that require policy and personnel changes have been proven to work, but insurance that fails to police the police can also shield cities from accountability.

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Going ‘Deep Green,' Office Buildings Give Back to the Planet

Jane Margolies

July 14, 2020 |

The New York Times |

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800-1500 Words

Response Location: United States, Seattle, Washington

More and more commercial real estate projects are popping up around the United States that are focused on “deep green” building. This movement suggests that it’s not enough to just make a building out of renewable materials, but they can also be self-sustaining. For example, the Watershed, an office building in Seattle, has a slanted roof that collects rainwater that is then used in toilets. These types of projects can be more complicated and expensive to build, but developers can save money in the long run with the improvements.

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How the University of Dayton divested from fossil fuels — and what happened to its bottom line

Brian Roewe

July 14, 2020 |

National Catholic Reporter |

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Over 3000 Words

Response Location: United States, Dayton, Ohio

In 2014, the University of Dayton, a Catholic institution, made a public commitment to divest its investment portfolio from any fossil fuel funding. The university has since fulfilled and stayed strong on its commitment, but the process involved putting together committees to identify and replace fossil fuel companies in its portfolio, looking for more environmentally ethical companies, and investing in more sustainable companies and practices.

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U.S. town creates local currency to boost coronavirus relief

Gregory Scruggs

July 09, 2020 |

Thomson Reuters Foundation |

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800-1500 Words

Response Location: United States, Tenino, Washington

Facing the economic strain from the financial fallout caused by the coronavirus crisis, Tenino is printing its own money like it once did in the wake of the Great Depression. The small town in Washington has issued at least $2,500 worth of wooden bills to exclusively be used for small businesses on Main Street. Thirteen residents have applied for the funds and $150 have been spent by residents on necessities as of June. Other small towns across the country have already sent inquiries to the mayor of Tenino, seeking to imitate Tenino's effort.

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Investors say agroforestry isn't just climate friendly — it's also profitable

Stephanie Hanes

July 08, 2020 |

Mongabay |

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1500-3000 Words

Response Location: United States

With the growing trend in regenerative agriculture, Propagate Ventures is working with farmers to transition them from conventional agriculture to agroforestry. This technique focuses on incorporating trees into farmland which can improve soil health and crop production, and reduce carbon emissions. The company offers farmers help to build the system and connections to investor financing. While implementing an agroforestry system can take time, Propagate Ventures is seeing the interest grow: They’ve expanded to eight states and recently received $1.5 million in capital funding.

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