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  • How Rang De is using crowdsourcing to make micro loans cheaper

    A husband and wife team in Bangalore (Bengaluru) have created a peer-to-peer, online micro-loan platform to help make poverty history by addressing credit needs of underserved communities. Lenders on the platform can choose the individuals and projects they loan to, and interest rates are kept low so as to be accessible for the recipients. The platform, Rang De, has seen great success and boasts a 93% repayment rate.

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  • Catholic Charities: Taking a holistic approach to address food insecurity

    Food security has increasingly become an issue for many families across the country, as economic instability and other factors contribute to the rising costs of living. Catholic Charities in Mansfield is taking a more comprehensive approach to addressing the multifaceted challenges of food security. They provide a food bank that offers the needy the option to choose foods that suit their lifestyle and needs, in addition to support services such as housing and medical assistance, and financial and career workshops that can help break the cycle of poverty long-term.

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  • The Transformative Power of Play in Urban India

    Safe play spaces are few and far between in India's rapidly growing urban centers. One organization is making the most of limited open areas to teach kids a range of life skills.

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  • Sometimes the Birds and the Bees Get Short Shrift in School

    Due to school education pressures and time constraints, sex education is often limited or left out. Some schools have started using the 'Carrera Adolescent Pregnancy Prevention Program' which combines sex education, mental & physical health care, career training etc. and has shown success in decreasing teenage pregnancy and poor sexual health practices.

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  • How to Trick People Into Saving Money

    A large number of Americans are "unbanked or underbanked"—meaning they are not tied to traditional financial institutions to manage their money—which makes saving difficult. Walmart has managed to serve this population with a debit card program called MoneyCard that provides financial incentives to users to regularly put aside money into a "vault." This approach effectively takes into account behavioral economics in terms of how humans approach short- versus long-term rewards. Launching in August 2016, the program's membership had grown more than 130% and savings increased by 38% by December 2016.

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  • Will Limited-Equity Cooperatives Make a Comeback?

    Limited Equity Co-ops provide a long term, affordable housing solution for tenants. The method began in the 60s and is slowly rising again. In a LEC the value of the housing unit can’t go up to market value, and therefore preserves affordable prices for a longer period of time. “The history of limited-equity co-ops is full of residents who work together to fight eviction and take care of their building.” There are an estimated 160,000 LEC’s nationally.

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  • Inside the Nudge Unit of New South Wales

    Missing a doctor's appointment has a significant cost. Hospitals lose money and doctors lose time that they could be using to attend to other patients. Dr. Alex King believes that through testing and then implementing certain behavioral nudges, hospitals will stop losing as much money and patients will benefit from a better experience.

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  • Mansfield in need of a 'food systems intervention'

    Community leaders are working together to address the issue of food insecurity in Mansfield, caused not just by lack of access to grocery stores and fresh food sources, but also often by unemployment, high housing costs, low wages, poverty, and health care costs. The North End Local Foods Initiative is installing food gardens in these communities, creating access to fresh produce, to educational opportunities, recreational activity and more.

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  • Eugene's Tiny House Experiment Expands To Emerald Village

    Almost 4 years ago, Opportunity Village was established in Eugene. It’s a community of tiny houses for people who are homeless or at risk of becoming homeless.

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  • Sustainability programs reduce food waste, help manage insecurity

    University of Wisconsin students and faculty are attempting to change the way food is treated on campus to minimize waste. The dining halls compost leftovers, and food is also donated to Campus Kitchens, which serves food-insecure students. Food Shed is a new initiative to share food grown for research in refrigerators around campus, open to all. Leaders hope these initiatives reduce food insecurity and waste simultaneously.

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