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Using Creative Financing

Harnessing the power of economics and investment. These solutions take advantage of money, not only in its ability to fund programs but also as a means of giving people autonomy and the power to solve the challenges they face in the ways they see fit. From providing freed slaves in Thailand with cash grants to offering small loans to businesswomen in developing countries, these solutions take advantage of the incentives, power, and leverage of finance.

Using creative financing

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Stories

RECENT STORIES

Inmates are learning to be their own bosses after they leave jail behind

Mashable

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Inmates to Entrepreneurs has graduated 1 million people from its eight-week program that teaches incarcerated people how to start their own low-capital businesses. An extension of a free online entrepreneurship course, Starter U, the program offered in-person workshops until COVID forced it to go...

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Planting crops — and carbon, too

The Washington Post

Multi-Media / 1500-3000 Words

Maryland farmer Trey Hill became the first seller in a tech startup’s carbon marketplace, paying him $115,000 for initiating regenerative farming practices. By introducing cover crops, he has been able to sequester about 8,000 tons of carbon in the soil, which then buyers can purchase the credits...

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A Florida Study Showed How to Save Energy at Home. Why Aren't More Cities and States Following Suit?

Next City

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A pilot energy retrofit project in Florida has shown that these upgrades for homeowners ultimately saves them money and energy, and can be made accessible to people from all types of socioeconomic backgrounds. This private-public partnership retrofitted 56 single-family homes, some with “shallow”...

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Mutual aid networks find roots in communities of color

Associated Press

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Although many mutual aid networks have formed to serve a need during the coronavirus pandemic, the concept has been in practice for centuries and has "deep roots in communities of color." While these grassroots community efforts aren't always referred to as mutual aid, they have nonetheless come ...

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It takes a village: Community Yahoos help Slavic Village during Covid-19 pandemic

The Land

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In Cleveland’s Slavic Village neighborhood, a community effort is underway that aims to do "nothing but positive things." During the coronavirus pandemic, the group of volunteers has held fundraisers for community members who are facing financial struggles and handed out masks and face shields. T...

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Seafood Delicacies Find Their Way Into Home Kitchens

Life & Thyme

Multi-Media / 1500-3000 Words

After restaurants closed due to COVID-19 and tariffs were implemented on exports to China, fishermen and women in the United States had to shift their business model to sell directly to consumers. For example, Get Hooked, a subscription-based community-supported fishery in California that deliver...

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How Solar Panels Could Help Save Struggling Farms

The Huffington Post

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As the amount of farmland decreases in the United States and climate change brings hotter and drier conditions, many farmers are turning to agrivoltaics — growing crops and installing solar panels on the same land — as a way to make ends meet. Research on a garden in Arizona showed that certain c...

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Can a ‘Guaranteed Income' for Black Entrepreneurs Narrow the Wealth Gap?

CityLab

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A program in Oakland, California, is helping Black women-owned companies survive the economic downturn since the onset of the pandemic. Known as Runway, the financial innovation firm provides $1,000 a month without any conditions. The monthly income allows historically-marginalized entrepreneurs ...

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Cooperation and Chocolate: The Story of One Colombian Community's Quest for Peace

Yes! Magazine

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Plagued by an internal war, a group of villages in Colombia created a “Peace Community,” declaring themselves neutral in the conflict and focusing their efforts on cultivating the 150 hectares of cacao trees in collectively owned plots to sell to global markets. While villagers still experience v...

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An Algorithm Is Helping a Community Detect Lead Pipes

Wired

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BlueConduit, an analytics startup, applies statistical models to identify neighborhoods and households that might have lead pipes. The models include dozens of factors, such as the age of the home and proximity of other homes where lead has been found, to help predict likely locations of lead pip...

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