What It Takes To Keep Kentucky's Black-Led Farms Alive

A project launched in the United Kingdom uses social-impact bonds to reduce recidivism among prisoners, bringing together public and private resources to implement more effective and cost efficient social programs. Their success is inspiring other countries to follow suit.

In 2022, the Federal Home Loan Bank of New York created its 0% Development Advance Program, a targeted lending program, and has since then provided $460 million in eligible loans in one of five categories: small business, climate resilience or energy efficiency, infrastructure, housing, or tribal development.

The Aloha i ke Kai Ocean Stewardship User Fee ($1 per ocean activity per person) was passed by legislators in 2021 to create dedicated resources for marine–focused projects with support from the state’s Division of Aquatic Resources. While still in its early stages, the program raised $2 million, with 55% to 60% compliance in its first year.

To address community malnutrition, 22 mothers began a savings and credit cooperative, which has since grown to 59 members. An elected committee looks for the most nutritionally vulnerable members, who are eligible for a small interest-free loan to improve the nutrition of their families. The women pay a membership fee and when loans are repaid, the cooperative gets a small percentage of the profits, which can be paid in installments until the whole amount is repaid. The group’s savings has also helped them buy animals that provide nutritious food products and organic fertilizers for their crops.

In a rural town in Wisconsin, a pilot project that hinges on micro-agriculture is bringing fresh produce to residents who do not have easy access to healthy, affordable food. The project, which has now partnered with food banks and Feed America and expanded to 27 states, provides a "farm in a box" to community members who are interested in pursuing small-scale local farming.

Favela Organica is a social enterprise that address food insecurity, increases access to healthy foods, and reduces waste. The founder, Tchelly, has provided free courses to around 30,000 people in Rio’s favelas, mostly women, who learn how to repurpose food waste from local markets and grow produce at home. The premise relies on an integrated food cycle of growing food, utilizing all of it, and creating compost with what is left to fertilize the garden to grow the food. Students use the lessons to lower food costs and, for some, to increase the amount of food they can sell, which adds to monthly incomes.

While farmers’ markets popularity has increased in the last decade, the higher prices mitigate equal access to such provisions -- and, by extension, the health benefits. As a result, non-profits and farmers' markets across New Hampshire are collaborating with a state program, Granite State Market Watch, to enable low-income food stamp recipients to use the markets. The state matches every dollar worth of stamps, providing needed purchasing power to enjoy the fresh bounty as well as an increased customer base and revenue stream for the local farmers.

The homeless population in NYC stands at the highest number since the Great Depression. The Bowery Residents Committee has suggested changes to how shelters emerge, run and are funded. With a focus on results-based funding, the BRC advocates for the prioritization of impact on the people served. It rewards locations that demonstrate a high ratio of people moving in to those returning; "building to the function" of helping people re-enter society; and eliminating private landlords.

As second-home owners increase property values and decrease the supply of residences in Gunnison County, its year-round community faces a dwindling affordable housing stock. Nearby, a popular tourist town of Breckenridge in neighboring Summit County has been able to deliver a measurable increase in affordable homes. The Gunnison County Housing Authority is following Summit's goal-oriented, community-driven solution, and turning to residents to form a community plan and vision.

Community leaders are working together to address the issue of food insecurity in Mansfield, caused not just by lack of access to grocery stores and fresh food sources, but also often by unemployment, high housing costs, low wages, poverty, and health care costs. The North End Local Foods Initiative is installing food gardens in these communities, creating access to fresh produce, to educational opportunities, recreational activity and more.