Insurance Doesn't Cover Wheelchair Ramps. In Idaho, a Church Group Finds a Solution

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

In the U.S. most supportive housing programs have a 75 percent turnover rate, meaning people end up in the streets again. Direct Access to Housing in California manages a turnover rate of only 15 percent by providing a home, counseling, and financial management.

Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.

With more and more Americans having to pay medical costs out of pocket, a small company out of Philadelphia called ELAP is on the front lines of the war against escalating charges. By helping overwhelmed patients to de-mystify and negotiate medical bills, they are ensuring patients get the best value and avoid egregious financial distress.

In the wake of Hurricane Sandy, necessity has bred an interesting kind of financial invention for the New York MTA: the world’s first “catastrophe” bond - a reinsurance for the insurer - designed to protect public transportation infrastructure, specifically against storm surge. These bonds privatize risk for public gain, creating a kind of tool that may protect economic development against all kinds of natural and man-made disasters around the world.

People affected by fetal alcohol syndrome disorder are more likely to be convicted. In Alaska, one court provides convicts with FASD counselors and patience, making the court system more equitable and hoping to reduce recidivism.

Many mental illnesses appear during an individual's college years, yet few colleges have effective mental health programs. The Jed Foundation created a framework for universities to follow to address student's need such as peer outreach programs.

Milwaukee County’s mental health system put more resources in expensive emergency care rather than invest in programs that offer continual care. As a result, Milwaukee County identifies nine solutions from other cities that have had success in repairing mental health systems. Solutions include the ending of reliance on emergency care, expand community support programs, change laws, and supportive housing.

In the United States 20 percent of prisoners have a mental illness. San Antonio law enforcement and mental health workers pooled their resources and worked together to create a one-stop center for the mentally ill to keep them out of prison.

It is very difficult for people with disabilities to find work. Specialisterne is a Danish company that trains high-functioning autistic employees for IT jobs and partners with IT companies to get them hired by altering the interview process.