California Wildfires Destroy Homes and Lives. Why Do Regulators Encourage Building in Fire Zones?

Although Nigeria "is arguably the worst-run of the world’s major countries," it's biggest city is providing a model for how to turn poor governance around. Lagos, a historically fragile city like the rest of Nigeria, has devolved more power to civilian rule, which has shown positive results for the health of the city.

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

While critics argue that Naloxone isn't safe for over-the-counter use, some cities have found success distributing Naloxone to community members to help save lives of addicts who overdose. Naloxone can be administered to help those overdosing survive and jump-start the withdrawal process.

Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.

Rampant misconduct by judicial systems across the country brought to light a crippling practice of debtors' prisons—where disadvantaged individuals unable to pay fines and fees were continually and wrongfully imprisoned, creating a vicious cycle. The American Civil Liberties Union stepped in to work with governments and private companies to increase transparency, eliminate abuse, and reeducate law enforcement officials. The state of Ohio has emerged as a leader in reforming debtors' prisons, though there is still work to do.

Many offenders get out of jail owing hundreds or thousands of dollars in court and parole fees but face barriers to financing and job acquisition, sticking them in a punitive, vicious cycle of debt and arrest. A program called the Clapham Set, perhaps paired with conditional cash transfers - may be a solution, as it erases fees for felons who complete rehab and job training upon release.

With more and more Americans having to pay medical costs out of pocket, a small company out of Philadelphia called ELAP is on the front lines of the war against escalating charges. By helping overwhelmed patients to de-mystify and negotiate medical bills, they are ensuring patients get the best value and avoid egregious financial distress.

The Center for Applied Nonviolent Action and Strategies provides a "blueprint" for peaceful and democratic revolution, busting myths about the process of nonviolent revolt and helping dissidents in countries around the world to accomplish political goals, such as fighting corruption or protecting the environment.

In a country of limited resources — and perhaps for that very reason — preparing for natural disasters is top of the agenda in Bangladesh. Various grassroots, collaborative programs have been put in place over the years to help address many facets of the calamities caused by cyclones, from improved emergency shelters to long-term support for those who lose their livelihoods in the storms.

South Dakota’s “24/7 Sobriety” initiative breathalyzers tens of thousands of people every day in an effort to curb drunk driving. Rather than legislation that takes penalizes offenders by taking away their license, the state addresses the behavioral issue instead. In counties that use the “24/7 Sobriety,” they’ve seen a 12% decrease in repeat drunken-driving arrests.