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31 July 2020
A study found that students without debt ended up with a higher income than students with debt, an overall benefit to the larger economy. In the U.S., "44.7 million American adults are saddled with student debt totali...
12 July 2019
Debtors’ unions can use collective nonpayment of debts to fight against unfair lending practices. Amid the United States’ student loan financial crisis, debtor organizations like the Debt Collective leverage organizat...
10 October 2018
The Hoe Street Central Bank is an artist run project that raises money through events taking place in a former bank and sells prints designed to mimic paper money. Through the money they raise, the organization buys a...
28 September 2018
Montgomery, Alabama, United States
Hope Credit Union has a mission: serving mostly black, marginalized communities in the South whose capital was historically displaced through slavery. In 2017, the credit union gave out $100 million in loans. ‘That to...
25 June 2018
Fresno, California, United States
Over 3000 Words
Community foundations have a new way to invest their funds: they can opt to invest in community projects, such as credit unions, as opposed to more traditional financial investments. The Self-Help Federal Credit Union...
2 April 2018
New York, New York, United States
In a March Madness bracket style competition between Sweden, the United States, Australia, and Britain, experts choose Australia as the country with the most effective student loan repayment system. Judges cite automa...
23 March 2018
Walthamstow, London, United Kingdom
Under 800 Words
How is Street Central Bank buying back the debt of ordinary people? Part art installation and part charitable endeavor, the “bank” prints its own money, sells it for real tender and then uses the funds to help neighbo...
29 June 2017
Redwood City, California, United States
Historically, banks have been largely hesitant to give small loans to individuals, particularly those with little or no credit history, which includes many immigrants and minorities. But an institution called Oportun ...
The Economic Times
4 May 2017
Bengaluru, Karnataka, India
A husband and wife team in Bangalore (Bengaluru) have created a peer-to-peer, online micro-loan platform to help make poverty history by addressing credit needs of underserved communities. Lenders on the platform can ...
30 March 2017
Yangon, Yangon Region, Myanmar
Years of misrule and a subsequent dearth of hard currency, along with crippling bank-fostered debt cycles and exorbitant home mortgage interest rates, have created immense suffering for Myanmar's poor. But with the gu...
28 February 2016
Postal banking used to be the norm in the United States, just as it is throughout Europe, helping poor and immigrant families save money, transfer funds, and even get small loans. The model is ripe for a comeback. Tod...
18 January 2015
Bath, Pennsylvania, United States
Many people who own a trailer home live in a corporate-owned community where the rent goes unregulated but it is too expensive to relocate the trailer. In New Hampshire many manufactured home communities are owned by ...
11 August 2011
Keene, New Hampshire, United States
More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.
10 December 2010
Ohio, United States
In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help...
6 December 2010
Cleveland, Ohio, United States
Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to ...
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