Black businesses in Mississippi are receiving a financial boost from a nonprofit that seeks to level the playing field for rural African-Americans in the state who have historically been overlooked when it comes to federal aid. Higher Purpose Co is a black-led economic justice nonprofit that has raised $400,000 for entrepreneurs and has received over 2,500 applicants. The nonprofit has given up to $5,000 to small businesses with 20 or fewer employees.

Pop-Up MKE was a pilot program that provided a risk-free way for artists to see if their products would sell in a retail space by giving 19 urban entrepreneurs 30 days of free retail space and mini-grants up to $2,000. Four participants formed The Bronzeville Collective MKE LLC and, after negotiating to stay in the retail space, they doubled their own sales and feature products from other creatives, particularly entrepreneurs of color. They split the rent four ways and collect a 20% vendor fee. Other participants in the pilot moved to permanent storefronts and/or expanded their retail presence.

A nonprofit incubator in Oakland trains people of color to stake their claim in the booming California legal marijuana industry. Participants in the Hood Incubator learn the business skills and industry knowledge to thrive as they open dispensaries and try their hand at selling legal weed.

Comal Heritage Food Incubator trains immigrant and refugee women to start their own businesses in the food industry. Comal offers coaching, financial support, and connections to social services. It also pays trainees, which has been vital to endure the food industry shutdowns during the Covid-19 pandemic. The group also ensures members have food, rent assistance, school supplies, or diapers for their children. They partner with the Denver Metro Emergency Food Network, delivering about 290,000 meals since the pandemic began. The model is working in other cities, including Seattle and San Francisco.

CNote has provided a source of funding for federally certified Community Development Financial Institutions by pooling cash from foundations, bigger banks, philanthropists, and donor-advised funds to counter the lack of available cash flow experienced by CDFIs, which are lenders but not banks. Federal COVID-19 funding set aside $30 billion specifically for CDFIs that overwhelmingly lend to women- and minority-owned businesses, which face persistent racial and gender biases and are unable to successfully tap into lending and grants such as the Paycheck Protection Program through traditional lenders.

A collaborative funding organization called the Runway Project gives loans to primarily Black entrepreneurs in the Oakland area. The initiative aims to address racial disparities in startup capital by reducing the financial risk of starting a business. The program also includes personalized support as a "wrap around" approach to the lending process.

Existing services and resources for entrepreneurs disproportionately do not help minorities and women, making it difficult for them to become successful. Programs such as MORTAR aim to help these under served entrepreneurs by providing capital to help their businesses take off.

Black Girl Ventures levels the playing field for women of color who seek capital for their business ventures. Entrepreneurs are invited to pitch their ideas at crowdfunded sessions, which means the funding varies depending on the size of the crowd and its willingness to invest. In addition to capital, BGV recognizes the need for minorities to access a network, mentoring, and business coaching to navigate the systems necessary to build a business. The nonprofit has chapters in several cities and works with local organizations that are already in place helping black businesses.

The New Communities Land Trust was created in the 1960s as a way to build power and equity for and among African Americans in Georgia. The Trust works with Black farmers on many different levels, including helping them strengthen their farming practices and businesses. While the Trust was lost in 1985 due to discriminatory bank practices, it was restarted with a $12 million settlement from the federal government.

Facebook groups and Asian delivery apps have helped Asian restaurants survive - and sometimes even thrive - the coronavirus lockdown in one of the largest Asian-American communities in the U.S. Food delivery apps like Chowbus, Fantuan, HungryPanda, and Runningman focus on Asian cuisine in San Gabriel Valley and have been responsible for recovering up to 70 percent of pre-pandemic business. These apps cater to Chinese-speaking, small-business owners, are more in tune with their needs, willing to negotiate fees, provide additional marketing, and offer personalized customer service to their merchants.

In Portland, legislation to legalize marijuana also includes a provision to provide funds specifically to marijuana businesses run by those disproportionately impacted by the "war on drugs." Now, Portland offers competitive grants to small cannabis companies so that entrepreneurs can thrive.

An entrepreneur and activist in Atlanta, GA runs an urban farm and employs former prisoners in an attempt to tackle Georgia's incarceration and recidivism problems. The program, called Gangstas to Growers, employs folks regardless of previous experience and aims to keep up with the rapidly gentrifying community.

In an initiative to level the playing field for businesses led by women and people of color, cities and businesses work together to evaluate and address racial and gender disparities in the private sector. By performing studies and creating programs that partner these business with franchises like the NBA, these programs offer opportunities to work past stereotypes and discrimination.

After an initial shock to business-as-usual, some independent booksellers are trying new methods to get their products in the hands of readers. Home deliveries, online sales, and fundraising efforts are keeping some longstanding institutions afloat, at least for now.

Historically there has been stigma and pushback to bilingual and immigrant programs, but some counties are starting to embrace diversity as key to economic development. Greater diversity spurs innovation, entrepreneurship, and population growth in rural areas, recognition of these benefits has eased the stigma and encouraged more immigrant programs.

Business counseling for struggling entrepreneurs has been crucial for small businesses trying to get back on their feet in the aftermath of the shutdown. The Asian Pacific Islander Small Business Program was specifically formed for Asian Pacific Islanders, who failed to find help because of language barriers. API SBP brings together different business communities to work collaboratively and pool resources. In addition to rent relief, navigating changes to PPP, and finding available grant programs, counselors have recently assisted businesses with social media presence and building websites.

To better meet the demands created by the coronavirus pandemic, a local grocer in a remote town in Alaska is redefiing and reforming how the local supply chain operates. A series of preemptive moves – such as creating partnerships with suppliers and purchasing their own barge – gave the father-and-son grocer team more control over operations and has allowed the store to offer supplies that have been in high demand nationwide.

Community banks in Wyoming were able to better serve local businesses in securing federal funds from the Paycheck Protection Program. The smaller banks were able to quickly pivot their staffing and operations need to process the overwhelming number of applicants, resulting in an approval rate of 100 percent in some counties. Personal connections in the smaller communities also led banks to work overtime and do everything in their power to help local businesses, in contrast to big banks which appeared to prioritize clients with higher net worth, according to reports.

There are numerous problems with the education system, and the Red Bull Amaphiko Academy helps activists figure out how to tackle these issues. From racism to trauma survivors, these activists have started movements dedicated to helping improve conditions.

Since the COVID-19 pandemic, small businesses in Texas are struggling to stay afloat. A university-sponsored crash course might help struggling businesses find solutions catered to their community. Fifty-eight communities participated in the Regional XLR8 program sponsored by the IC institute at the University of Texas at Austin. The “secret sauce” for innovation the institute has used for decades involves getting people to work with one another as opposed to working separately.

Community banks in Texas have outpaced much larger national banks in approving and funding loans that are keeping businesses afloat during the pandemic-induced lockdown. The lone star state leads in the number of loans processed totaling $17 billion - saving a reported 200,000 jobs. Businesses in Texas have received more loans than any other state due to community banks that have been working around the clock. The banks have managed to approve as many loans as they typically would in an 18-month period.

The Business Center for New Americans, a nonprofit that offers loans with a focus on immigrant-run businesses, is going above and beyond to make sure its lenders get through the COVID-19 economic crisis. They are offering tailored support on how to apply for Economic Injury Disaster Loans, sharing other grant and loan opportunities, and using its status part of the SBA’s Microloan Program to offer new loans.

Facing the economic strain from the financial fallout caused by the coronavirus crisis, Tenino is printing its own money like it once did in the wake of the Great Depression. The small town in Washington has issued at least $2,500 worth of wooden bills to exclusively be used for small businesses on Main Street. Thirteen residents have applied for the funds and $150 have been spent by residents on necessities as of June. Other small towns across the country have already sent inquiries to the mayor of Tenino, seeking to imitate Tenino's effort.

After learning that the U.S. would likely face a shortage of ventilators during the coronavirus pandemic, a group of "scientists, engineers, entrepreneurs, physicians and regulatory experts" collaborated to design an automatic resuscitator that can be used to help "less critically ill patients." The streamlined creation comes with an affordable price tag, making it more scalable for use in rural areas or less developed regions, and has also been approved by the F.D.A. for use in hospitals.

Food trucks and other street food businesses are shifting their approach to meet the new demands of a largely stay-at-home workforce. Some are parking on residential streets at night instead of office parking lots during the day and others are selling basic groceries or delivering takeout to their customers.